Who Is 6032579012 (+ How Are They Hurting My Credit Score) (2024)

The phone number 6032579012 is likely associated with a debt collection agency called The CCS Companies, but it could also be a scam. To protect yourself, you should not engage with the caller, whether they are legitimate or a scammer. You do not need to pay any debt immediately if you're unsure about the details. Instead, pull your credit report and analyze it for any potentially inaccurate negative items.

To address the situation, follow these steps:

- Block the number to avoid further harassment.
- Check your credit report for any potential inaccuracies.
- Contact The Credit Pros for assistance in verifying and disputing any negative items.

We understand this can be stressful, but following these steps helps ensure your financial well-being.

To sum up, block the number, review your credit report, and reach out to The Credit Pros for help to safeguard your financial health.

To stop 6032579012 from harassing you and report them, you should follow these steps:

First, document every interaction. Keep a detailed log of each call, noting dates, times, and any abusive language.

Next, register your number at DoNotCall.gov and block the number through your phone’s call-blocking feature or by contacting your service provider. This helps in reducing the number of unwanted calls.

If the harassment continues, consider escalating measures. You might need a restraining order if threats become serious. Hiring a harassment lawyer could also be an option; they can guide you through the legal process and ensure your rights are protected. You can also send a cease and desist letter using a template from eforms.com/cease-and-desist.

Use call-blocking apps for additional protection:
• For Android: 'Call Blocker - Stop spam calls'
• For Apple: 'Robokiller: Spam Call Blocker'

Report the harassment to various agencies:
• File a complaint with the FCC at fcc.gov/complaints.
• Report to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.html.
• Contact the CFPB through consumerfinance.gov/complaint, call (855) 411-2372, or send a letter to CFPB, 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

Also, if you use Nomorobo, report unwanted robocalls through their platform. Check with your phone carrier for additional call-blocking tools.

Lastly, explore resources through your local or state consumer protection office for more help.

To wrap things up, by documenting interactions, using the Do Not Call Registry, escalating measures if needed, using call-blocking apps, and reporting to relevant agencies, you can stop harassment from 6032579012 and take back control.

You should block the number 6032579012. If you block it, you stop them from contacting you altogether. Ignoring them means they can still reach you, even if you don’t see it – blocking prevents all communication from that number.

Blocking this number won’t affect your credit score. Your score doesn't drop just because you block and ignore calls. If the debt is already on your credit report, blocking won’t worsen your score.

Consider these steps:
• Block 6032579012 to end unwanted calls.
• Contact a credit repair company if you need help removing inaccurate negative items from your credit report.
• Take control of your financial situation without added stress from these calls.

In the end, by blocking 6032579012, you prevent further hassle, protect your peace of mind, and can work on your credit with a reputable service.

Yes, a debt collector like 6032579012 can sue you, but it’s typically a last resort. Most collectors prefer to settle out of court, especially if you owe more than $5,000. They need to prove you owe the debt, the amount is correct, and that they have the right to sue-often tricky if the debt has changed hands.

Debt lawsuits are costly and time-consuming, so collectors usually try other methods like calls and letters first. Each state has a statute of limitations that limits how long a collector can sue you over a debt, so older debts might be uncollectible through lawsuits.

If they do decide to sue, you will receive a court summons. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) against abusive or deceptive practices.

As a final point, if you’re sued, consult an attorney to understand your options, respond to the court summons, and remember that you have rights against unfair practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

If you receive a call from 6032579012, avoid engaging. This number might belong to a debt collector, possibly The CCS Companies, and they could have your personal information. Here's what we advise you to do:

- Don't provide any personal information. This includes your social security number, bank details, or online login credentials.
- Don't pick up the call. Ignoring it prevents you from being pressured or accidentally giving out information. Scammers or debt collectors can be very persistent and convincing.
- Check your credit report. Obtain your 3-bureau credit report to see if there's any debt listed and to ensure there's no fraudulent activity.

Block the number. Work with a reputable credit repair company to handle inaccuracies or disputes on your credit report. This can guide you through the process and improve your credit score.

Bringing it all together - if 6032579012 calls, don't engage. Secure your personal information, check your credit report, and consider professional help for any inaccuracies.

6032579012 is linked to The CCS Companies, a debt collection agency. They collect various types of debt, including credit card debt, medical bills, and loans like personal, auto, and student loans. They also handle utility bills.

You should know that they either buy these debts from creditors or collect them on behalf of the original creditors. They work across sectors such as healthcare, financial services, utilities, and insurance.

All things considered, if you receive a call from 6032579012, you are likely dealing with debt collection for credit cards, medical bills, loans, or utility bills. Stay informed and take the necessary steps to manage your debt.

To check if you owe money to 6032579012, you should start by reviewing your personal records for any final bills, account statements, or equipment return receipts. This helps confirm any obligations without direct contact, which might restart the statute of limitations on old debts.

Next, request your credit reports from the three major bureaus-Experian, TransUnion, and Equifax-via AnnualCreditReport.com or by calling 877-322-8228. Look for any debts listed under the collections section. It’s also essential that you review any letters or emails from creditors for additional details, as not all debts may appear on your credit report.

If the debt shows up on your credit report, you need to request debt validation from the collections agency. This step ensures the debt is accurate and truly yours. If you experience harassment or disputes over the debt, consult a consumer protection lawyer for assistance.

Lastly, avoid paying or acknowledging the debt without verification. Make sure you gather as much documentation as possible to support your case if necessary.

If you're dealing with calls from 6032579012, several debt collection laws and regulations are designed to protect you from unfair practices.

First, the Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, deceptive, or unfair practices. For instance, they can't contact you before 8 AM or after 9 PM, nor can they call you at work if your employer disallows it. They're also barred from using obscene or abusive language, making threats, or calling continuously to harass you. Additionally, they can't falsely represent themselves as attorneys or government officials or disclose your debt to others without your consent.

According to the FDCPA, debt collectors must send you a written notice detailing the amount you owe, the creditor's name, and your rights to dispute the debt. You have 30 days to dispute the debt in writing, which obligates the collector to provide verification.

Many states offer additional protections, so you should check your state's specific regulations. You can also request in writing that a debt collector stops all contact with you. If a debt collector violates your rights under the FDCPA, you can pursue legal action for damages.

Finally, remember to report any violations to the FTC, CFPB, or your state attorney general. These laws are there to ensure fair treatment and protect your rights against unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Yes, The CCS Companies do have lawsuits and official complaints against them.

To elaborate, they were involved in a case titled Berkowitz v. CCS Credit Collection Services. This lawsuit resulted in a default judgment against CCS due to improper service of a summons and complaint. They have also faced over 2,000 complaints with the Consumer Financial Protection Bureau (CFPB) in the last three years, mostly related to debt collection practices.

You should know that The CCS Companies also have over 1,000 complaints with the Better Business Bureau (BBB) regarding their debt collection methods. Many individuals report harassment through spam calls and aggressive tactics.

In closing, if you are dealing with The CCS Companies, it's crucial to be aware of their legal challenges and complaints to take the right steps in managing your situation.

People online have mixed opinions about the phone number 6032579012, mostly negative. Here are some quotes from users on Reddit and similar platforms:

- User @June132024 said, 'They just called me saying that I must owe a debt lol. They answered the phone and I never said a word to them smh. I'm so tired of getting spam calls 6-10 times a day from random numbers.'
- Another user called it a 'Fake phantom debt collection scam by madarchod criminals phoning from India.' They described it as, 'This is what the Federal Trade Commission calls a phantom debt collection scam where the scammer pretends to be a bank… and threatens to sue or arrest you using lies, harassment, and intimidation to collect on fake debts that you do not owe.'

These comments suggest that calls from 6032579012 are often perceived as spam or scams, particularly related to fake debt collection attempts. The frequent spam calls have led to frustration and annoyance for many users.

It's crucial that you be cautious and avoid engaging with such calls, especially if they seem suspicious.

Overall, people online advise you to be wary of 6032579012 since it is often linked to scam calls and fake debt collection attempts. Stay alert and avoid engaging with suspicious numbers to protect yourself from potential scams.

Yes, you should consider removing 6032579012 from your credit report if you find it potentially inaccurate. Identifying and disputing inaccuracies yourself can be time-consuming and tricky. Instead, you can streamline this process by reaching out to a reputable credit repair company.

Here’s what you should do:

- Verify: Check if 6032579012 appears on your credit report.
- Confirm: Ensure the information is potentially incorrect.
- Act: Avoid unreliable repair companies and contact a trustworthy one, like The Credit Pros.

By following these steps, you can simplify the process and improve your credit report effectively.

As a final point, verify any inaccuracies, avoid unreliable companies, and trust a reputable service like The Credit Pros to handle the rest.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 6177623000
• 6032579012
• 6179585000